Auto insurance protects you from personal losses as well as damages caused to other people and/or property from any accident. It also protects you from losses incurred by non-insured drivers and provides financial protection in an event of legal cases.

Let’s face it, can you honestly say you can sleep soundly at night without any form of car insurance protection? Peace of mind ain’t cheap either.

There are many car insurance companies who offer coverage nowadays and you can even apply for it online. The thing is, how do you get the best deals?

Inquire About Insurance Before You Buy That New Car

Not all cars are made equal when it comes to insurance coverage. So it helps to know which types are a whole lot cheaper to insure.

Get Quotes From Multiple Providers

Competition can bring prices down. This works for almost all markets including car insurance. So shop around before you commit yourself to a provider.

Don’t Carry Full Coverage On Your Old Vehicles

Some people still pay $1000 per year premium for cars which are worth considerable less! Review that comprehensive deductible and don’t keep paying that same high rate you did when your car was spanking new.

Check For Any Promotions

Some auto insurance providers offer promos like giving huge discounts if you insure a second vehicle with them. As most households nowadays have more than 1 car anyway, it’s only logical to get insurance from one provider. They will reward your loyalty. Just make sure the company is a reputable one.

TIRE SALE FOR JANUARY 2012:

Special Offers: Save on quality tires with these manufacturer’s promotions from Tire Rack.

TIRE SALE FOR DECEMBER 2011:

Special Offers: Save on quality tires with these manufacturer’s promotions from Tire Rack.

Ford Racing Wheels, Get a Ford Racing Gear Bag

Michelin, Get a $70 Reward Card!

Kumho, Get a $50 Prepaid Card!

TIRE SALE FOR NOVEMBER 2011:

Size Matters

It is important that you provide your dealer with the current size of your tires when you are purchasing your new Dayton tires. Size matters a lot and it can affect your vehicle’s performance in many ways. Choosing the wrong size may not only result in poor performance and maneuvering, but it may also result in vehicle damage and car accidents.

Reading The Size

You can find the tire’s size in the owner’s manual. If you do not have the manual anymore, you can simply look at the sidewall of your current tires to get the correct size. The code on the sidewall may look like P205/70R15 or LT205/70R15. The letters at the beginning refers to the type of vehicle that you have. P stands for passenger, while LT stands for light truck. The following three digit number stands for the width of the tire measured in millimeters. The next two digit number is the aspect ratio of the tire. This is the ratio of the height of the tire to the width of the tire. After this section, you will see the letter R. This section refers to the construction type of the tire. R stands for radial while B stands for bias-ply. The last two numbers refer to the diameter of the rim the tire was made for. This is measured in inches. For instance, if the code has the number 16 next to the construction type, it means that the tire was made to fit a 16 inch rim.

Load Index And Speed Rating

In some cases, the two digit number that stands for the tire’s load index is located next to the tire size. The load index refers to the amount of weight the tire can support. The speed rating, the letter following the load index, refers to the speed rating of the tire. For example, the letter H means that the tire can handle a speed of below 99 miles per hour.

Choose The Right Type Of Dayton Tires

If you are an average driver that commutes to work on a daily basis, then you may want to try all season tires that Dayton offers, such as the Timberline HT II. They provide excellent performance in dry conditions and they offer maximum grip in wet conditions. All terrain tires like the Timberline AT II are what you should choose if you drive your vehicle on different types of terrains, whether it be pavement or light off road.

If you are an off road enthusiast, you might want to choose Dayton tires that will give you an outstanding performance on muddy and rocky terrains. You can go for Dayton’s Timberline MT, for that aggressive adventure that you may fancy.

Racing

Metzler race tires are obviously what you need if your bike is a regular on the racetrack. These tires are made to be softer than other tires and they provide the maximum amount of rubber-to-road contact. They also provide exceptional traction for cornering. Furthermore, they are made to endure very long hours of high speed use on the race track.

Sport Touring

These Metzler tires are engineered with a tougher rubber compound that makes them more durable than other types of tires. Durability is highly important in this category since you will most likely be driving your bike at very long distances across the country. Another quality that sport touring tires have is that they are able to give an excellent performance in wet and winter conditions. This means that you will be able to travel in all weather conditions.

SuperSport

SuperSport Metzler tires are what you should choose if you usually ride your bike on the road, but you also occasionally use it on the race track. It gives maximum performance on both terrains.

Enduro Street

Enduro Street Metzler tires offer a great traveling experience on-road, even with a passenger. Not only does it provide an outstanding performance, it also gives you and your passenger a more comfortable ride as well. Metzler’s Enduro Street tires also perform well on light off-road terrains.

Classic

Metzler’s Classic tires promise to give you the vintage look that you want, as well as the kind of performance you desire. They have good traction both in dry and wet conditions. The tires owe it to their tread pattern design which expels water effectively. Aside from this, these tires also provide better mileage.

Off Road

If you regularly ride your bike on extreme terrains, from asphalt to sand and rocks, you should get Metzler’s off road tires. These tires provide an extraordinary performance on muddy and rocky terrains. They also offer outstanding maneuvering capabilities and maximum grip to ensure that you get the adventure that you desire.

Custom

Metzler tires can also be customized or upgraded to suit your style or the type of riding that you do. You can choose from the different trendy looks combined with the high quality finish that Metzler offers. All custom tires are also made to grant you with the performance you expect from them, without sacrificing comfort and riding pleasure. They provide a good handling performance and they are exceptionally stable at all speeds.

Why Choose Avon Tires For Your Bike?

With its long and rich history, Avon has become an expert in manufacturing motorcycle tires. The company has been producing motorbike tires for about a century, which means it has spent a remarkably long time developing and improving their products. Avon ensures that its motorbike tires are high quality tires. Their tires are engineered with advanced technologies and with the latest designs. The company is also dedicated to catering to the needs of bike enthusiasts, giving them both a comfortable ride and the adventure that they seek. Aside from this, Avon’s motorbike tires are also sold at reasonable prices.

High Performance

If you want Avon tires that give a superb performance in dry conditions, are quick at reaching working temperature, and are stable under hard braking, VP2 Xtreme is what you need. However, if you want tires that will provide an exceptional performance during rainy days, you may want to try Avon’s Pro-Xtreme Rain. The tread pattern expels water from the contact patch area even at high lean angles.

Sport Touring

Azaro ST is designed to give an outstanding performance in all weather conditions. It also remains agile and stable even when the bike is fully loaded. Aside from this, it has an extended tire life and it has excellent mileage.

Adventure Sport

For this category, Avon offers the Distanzia, a tire with a rugged tread pattern and a definitive compound design that provides an excellent performance in both wet and dry conditions. This model is specifically designed for bigger capacity dual-sport bikes. There is also the Gripster, which is designed for mid-range trail motorcycles and it works well on both pavement and dirt tracks.

Cruiser Touring

In this category, Avon tires offer the Venom and the Venom R. These models feature low noise levels and excellent cornering stability. Both models can also support heavy loads, due to the Venom’s reinforced fitments and the Venom R’s robust radial construction.

Commuter

If you are a daily commuter, Avon’s Roadrider is the best tire for you. This model is ideal for mid-range motorcycles and it has a speed rating of 149mph/240kmh. It also has a large contact patch for exceptional grip at lean angles.

Classic

Classic Avon tires surpass riders’ expectations for older motorcycle tires due to their superb style and functionality. You can choose from the Speedmaster, the Safety Mileage, the AM Universal, plus many more. Avon’s Supermoto tires are made of a compound that is tough enough to withstand extreme driving conditions yet soft enough to provide maximum traction on both wet and dry terrains. Aside from all of these special types of tires, Avon also manufactures tires for the common scooter.

The Dealer’s Authenticity

You will notice that there a lot of dealers that sell Porsche wheels on the web. The problem here is that choosing which dealer you will purchase the wheels from may take up a considerable amount of time. First and foremost, you need to select a website that is proven to be authentic. If you do not want to be fooled by any fraudulent internet sites, you should first check if the dealer is genuine. You may encounter a professional looking website with all the photos of the many different products it offers and think that it is legitimate. However, you need to remember that there are many web design professionals that can easily make a fake website look legitimate.

Contact Information

If you come across a site that offers a Porsche wheels collection that is the kind you desire, you should first search the site for the dealer or the company’s contact information. Their contact information may include their phone number and physical address. You can give them a quick call to check if the number is authentic.

Testimonials Section

If the website that you are looking at has a testimonials section, it may be that the dealer is really authentic. This is because putting up fake testimonials on a website is prohibited by the law. Testimonials are usually reviews by different people that bought products from the dealer.

Wheel Size

Before you purchase Porsche wheels from a dealer, you should first make sure that the new wheels will fit your car. You can look up the size of your current wheels in your owner’s manual or you can refer to the tire’s sidewall. It is important that you provide your dealer with the right wheel size if you do not want to experience size problems in the future. You may also opt for larger rims if you want to improve the looks of your vehicle. You just need to stay within 3% of your current wheel size.

Materials For Wheel Installation

Another important thing that you need to take into account is that you need to make sure that all of the materials needed to install the wheels are included in the purchase. If they are not included, you should ask your dealer about the items that you need to buy so you can properly install your new wheels on your vehicle.

Shipping Fee And Warranty

Do not forget to ask your dealer how much the shipping of the wheels is going to cost you. There’s no use buying affordable wheels if the shipping fee is too expensive. Aside from this, you should also ask the dealer if they offer a warranty for the Porsche wheels you are buying. The warranty should last for at least two years.

Tire Width

Wider 4X4 tires provide more traction and better maneuvering of the vehicle. This is because it has more contact with the ground. They are also effective for muddy and snow conditions. This is because the weight of the vehicle is evenly spread over the tires, preventing the vehicle from sinking too deeply into the soft terrain. The drawback is that the vehicle has a tendency to slip more in wet conditions.

Sidewall Height

The thicker the 4×4 tires are, the more traction they will give. This is why a higher sidewall height is needed for off-road use. A lower sidewall height is what you need if you frequently ride on pavement.

Rim Size

Larger rims are more popular than smaller rims because of their aesthetic value. Larger rims tend to look more attractive and stylish, which makes them a more preferred choice by those who want a better look for their vehicle. You may choose rims that are one or two inches bigger than your factory rims. But you need to remember that choosing rims that are bigger than your factory rims is not a good idea. Rims that are larger than your stock rims may have a negative affect on your vehicle’s cornering performance.

Tread Type

The tread type is what you have to look into next after deciding on the tire size that you will be getting. If you travel a lot on pavement, you need to get 4×4 tires that have a tread pattern that is designed for street use. This will provide the maximum traction that is needed for smooth conditions. For terrains where you will be dealing with a lot of mud, rocks, and sand, you need to choose mud tires, since they give exceptional grip in those extreme conditions. The problem that you may encounter with these tires is that they can be very noisy.

All-Terrain

If you want 4×4 tires that will provide a first-rate performance in any kind of terrain, all-terrain tires are what you should choose. They perform well in both wet and dry conditions. They also work well on muddy terrains, but you should not make them a substitute for mud tires.

How To Read Tire Sizes For Golf Carts

The most common tire size for golf cart tires is 18×8.5-8, and you will usually find the tire size on the sidewall of the tire. The number 18 is the diameter of the tire, the number 8.5 is the width of the tire and the last number, 8, is the diameter of the rim that the tire is made for. It is crucial that you get the correct size tire for your golf cart rim. For example, if your golf cart rim is a 10, or 10 inches, then the tire size 20×11-10 would be suitable for your rim. It is important that you do not forget the size of your golf cart rim when purchasing new tires for your golf cart.

The Tire Ply And Its Significance

The ply of golf cart tires is another meaningful aspect to consider when buying tires for your golf cart. For golf carts, the tires normally come in 2-ply, 4-ply and 6-ply. The ply is the actual thickness of the rubber on the tire, with two being the least thick and six being the thickest. 2-ply and 4-ply tires are most commonly used on golf courses but 6-ply tires are the most durable and some 6-ply tires, but not all, are acceptable for use on golf courses as well. If you are using your golf cart on something other than a golf course then 6-ply tires would probably be your best choice.

Golf Cart Tire Tread

Golf cart tires are generally broken up into three different categories, turf/street, off-road and all-terrain. Turf/street tires are commonly the stock tires that come on most golf carts. They work best on golf courses because they don’t tear into the grass and they offer a smooth ride on paved roads. Off-road tires are best for those that plan on driving their golf cart on off-road terrains such as mud, sand and other rough, unstable environments. Off-road tires have a knobby, raised and segmented tread pattern. Off-road tires for golf carts do not work well on smooth, paved roads. All-terrain tires for golf carts are somewhere in the middle of turf/street tires and off-road tires. They are best for individuals that need a versatile tire that can handle a wide range of different surface conditions.

Some golf cart tires have tread patterns that rotate in only one direction and they are installed on the golf cart with the tread facing a specific direction. These tires are most often known as directional tires. It would not be hazardous to install directional tires for golf carts in the opposite direction that they are designed to go, but it would defeat the purpose that the tires are intended for.

The Beginning of the White Wall

In the early days of the automobile, vehicle tires were made solely of white rubber. Unfortunately, the white rubber that was used to make those tires did not provide adequate traction and durability. Consequently, carbon black, which is used to color and reinforce rubber, was added only to the rubber used for the tread of the tire, in an effort to add more traction and longevity. Adding carbon black only to the rubber for the tread of the tire produced tires that had a white inner and outer sidewall thus creating the white wall look

The Varying Size Of The White Wall Stripe

The farther back you go with white wall tires, the larger the white stripe on the sidewall of the tire was. Cars that were manufactured before 1954 had bigger white wall stripes on the side wall, about three inches wide, or even wider. Vehicles that were manufactured after 1964 had a white stripe on the side wall that was about one inch wide, or possibly smaller. For the most part, the previously stated info is a general description of the size of the white stripe on white walls and roughly when the size changed. In 1957, Cadillac offered a narrow, one inch white striped white wall on their Eldorado Brougham series, one of the first to do so. In 1962 white walls with a wider, thicker stripe started to lose their popularity and disappear from newly made vehicles.

White Walls Then And Now

For most of the 20th century, white wall tires were known as luxury tires that added style and class to the vehicle that adorned them. Up until the 1970’s, many cars came straight from the factory equipped with white walls. However, white walls slowly lost their appeal. This is due to the emergence and massive popularity of large rims with low profile tires that have a small sidewall, which does not provide that much room for a white stripe. Presently, the only modern vehicle that gives the consumer the option of choosing tires with a white wall straight from the factory is the Lincoln Town Car. Most consumers nowadays that still buy and use white wall tires are individuals that own classic cars and want to keep their classic car looking the same as it did the day it rolled out of the factory.

Keeping Your White Walls Clean

Any past and/or present owner of white wall tires knows how difficult it can be to keep them looking clean and bright white. If it is possible, do not drive your white walls in the snow or on muddy terrain, but if you do, then clean them as soon as you can. It is also recommended that owners of white walls should apply mineral oil or tire polish to their tires weekly to avoid them from getting stained. Lastly, keep your white walls away from direct sunlight and park your vehicle in a garage or in a shaded area. UV rays can form cracks in the tires and damage them so keeping your tires away from the sun can extend their life and help them to look fresh and new.

All Terrain Tires

These tires are usually used on light trucks. They often have stiffer sidewalls for a greater performance on off-road terrains. They also provide better resistance against punctures. Moreover, these light truck tires are good at removing mud from the tread because of the wider spacing that the tread pattern features.

Mud Tires

If you frequently use your light truck on muddy terrains, mud light truck tires are what you should get. They have a softer tread compound which provides a better grip on mud. However, they wear quickly at high temperatures. The tread pattern is also large and chunky so that the tires will bite into the mud. Additionally, the tires have the ability to clear mud from between the lugs. Mud tires are generally wider than other types of tires to prevent the vehicle from sinking too deeply into the mud. With wider tires, the weight of the vehicle is evenly distributed.

Snow Tires

Snow light truck tires are the most suitable for use during winter. They provide maximum traction on both on ice and snow. Just like the mud tires, they also have a soft tread compound which makes for a better performance. Some snow tires actually have metal studs in them that increase traction in extreme conditions. As you drive along, these metal studs roughen the ice, providing more friction. Metal studs are not usually seen on an ordinary car. This is because they tend to damage the surface of the road after a long period of time.

All Season Tires

These tires are made for the average driver. They give an adequate performance for dry, wet, and even snow conditions. They are convenient and very easy to use. They are also made to be versatile and durable so they can withstand the different conditions that you will be driving your vehicle on. However, they are not suitable for high performance conditions.

Reading The Tire Size

To get the size of your light truck tires, you can look at the sidewall of your current tires or refer to your owner’s manual. The codes may look like LT235/75R16 or 32×11.0R16 LT. The “LT” here refers to the type of vehicle you have, which obviously is a light truck. The first three numbers of the first code refer to the cross-section width, which is measured in millimeters. The next two numbers of the first code refer to the aspect ratio measured in millimeters. R stands for the tire construction, which in this case is radial. The last two numbers stand for the rim size. For the second code, the first two numbers refer to the tire’s diameter measured in inches. The next two numbers stand for the cross-section measured in inches and the R still stands for the tire construction. The last two numbers still stand for the rim size as well.